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"I always look forward to your newsletters because I'm always so blessed by the encouragement and, well, just the overall good advice you all give ... but this last issue was ESPECIALLY encouraging.

You all seem so grounded and calm, so it was great to get good advice about managing work and school better. But the most positive part of your writing is that you never say anything is "how it should be done." This newsletter was especially strong on that point, but all of your newsletters give that same message, now that I think about it. You just keep hammering away at us, letting us know that it's OK to be individuals  and to do what we have to do the best we can in the Grace of the Lord, and not to compare ourselves to anyone else.

I doubt that you all realize how unique you are within the homeschooling community, but I sure pray that you continue and that God blesses you for it!
"

-Amber, THM Reader


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"For several years now I've read TOS and it has always been right on.  Now, with your weekly e-mail, I feel even closer to you and the staff and other Christian homeschool families worldwide.  I want to respond every week and tell you what a terrific job you're doing and how the Holy Spirit really speaks through you!

Thank you for sharing every week. Your vulnerability is not taken lightly.
"

- Angela, THM Reader

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"I just signed up for your newsletter and WOW! did it hit home.  This is my first year home with my two boys, ages 5 and 2.

We knew it would be tough going to one salary, but it seems to be hitting especially hard with the holidays approaching. 

Your newsletter really lifted me up and reminded me of what is important. We have accepted that Christmas won't be a huge production this year, but the rewards of being home together far outweigh toys that will gather dust within weeks."

- Dawn-Marie,
 THM Reader


Minute to Minute

"I just read The Homeschool Minute and I just have to thank you for being so strong biblically (I've noticed this in your magazine and your emails).  It seems in this day, that that is becoming so rare.

 So, I wanted to thank you for encouraging me and countless others and to encourage you to keep on being so biblically strong!  I pray that the Lord will bless your work abundantly."

-Heather, THM Reader


The Old Schoolhouse Magazine


First Class Co-ops
The Old Schoolhouse Magazine
Home Where They Belong
 
November 28, 2007
 
Nancy Carter PictureAllowances - To Pay or Not to Pay? THAT is the question! And I'll just go ahead and warn you that you're going to read differing opinions on the subject today.

On one hand it's a great hands-on way to teach money skills and on the other hand, you don't want them to think that you "have" to pay them to help out with things around the house.

Personally I couldn't afford to pay our kids for all they do around our house. When they were younger we did use reward systems to encourage a job well done. I'd put a list on the refrigerator of things they needed to do each day and would put a sticker in each little box when they completed those tasks. (It was a shining moment for me, folks!) Then at the end of the week if they had gotten a certain number of stars, we treated them to an ice cream, movie rental or the such - just a little something to show that we appreciated what they were doing.

Now that they're older though they don't expect that kind of recognition. As they've grown more responsible, they've earned more freedom and privileges. They may not be able to take those to the store like spending money, but they have value anyway.

If allowances are working for your family, that's fabulous, but there's more than one way to skin a cat. You don't HAVE to use allowances in order to teach responsibility, stewardship, and money management successfully. Every family is unique and the heart of the matter is much more important than the method that you use to accomplish it.

Enjoy every minute!

THM Editor

PS - Have you heard about our special Buy One, Get One for $5 subscription sale? Now's a great time to subscribe or renew your subscription to The Old Schoolhouse Magazine and give the gift of a one-year subscription to TOS to a friend for just $5. Click HERE for details.

PSS - There's another great contest going on at the HomeschoolBlogger Front Porch. Just leave a comment there for a chance to win a So Smart King Otis DVD for your 3 - 6 year old.
Deborah Wuehler PictureMercy Every Minute
Deborah Wuehler, TOS Senior Editor

We teach our children that they are part of a team and we all work together to make the household function properly. Therefore, they are not paid for normal daily chores. However, we sometimes have pay jobs if and when their own chores are done.

We also give the children one dollar a week as an allowance, but it is not attached to chores. It is a gift of grace in order to teach them the proper handling of money. From that one dollar, ten cents ALWAYS goes to tithe, at least ten cents ALWAYS goes to savings in the bank and they are free to save or spend the rest.

It is really important to start when they are young in teaching them how to spend only what they have and to stay out of dangerous debt. Giving them little bits of money rather than larger amounts teaches them to save up for what they want and to find the best deal. These are important life skills to teach!

By the time they are teens and are making money mowing lawns or baking bread, they know the importance of where their money comes from (hard work) and where it should ALWAYS go (God first, savings next, taking care of business expenses, etc.)

My husband has also taught the older boys to keep track of their money coming in and going out on a computer software. And, since their lawn mowing business doesn't bring money in the winter, they are taught to put aside a little spending money during the rest of the year for the lean times. Can you see how this would help them if they are on an irregular pay schedule when they are adults?

Start young and be consistent and they will learn the wise management of money by the time they are ready to fly out on their own.

If therefore ye have not been faithful in the unrighteous mammon, who will commit to your trust the true riches? Luke 16:11

~Deborah

Contest Central
November Contest Deadline - November 30, 2007

Kimberly Garcia's classical copybooks are designed to provide writing practice for students based on the method of copying classical material. She has generously gifted us with two copies of her Classical Reading and Writing Copybook: Covering Early Modern History 1600 - 1850. One is manuscript and the other is cursive. These are HUGE - 396 pages, 8.5" x 11" spiral binding and excellent resources for copy work. Read our TOS review HERE and visit www.ClassicalReadingandWriting.com to see their other products.

TO ENTER:
Email SeniorEditor@TheHomeschoolMagazine.com with your name and mailing address and the subject, "Copybook" for a chance to win.

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First Snow in the Woods

First Snow in the WoodsEmail Deb with your name and address for your chance to win your very own copy of First Snow in the Woods. Contest deadline is November 30, 2007. Be sure to put First Snow in the subject line!



Disclaimer and Legal Notice:
The Old Schoolhouse Magazine, LLC ("Company") is sponsoring the Classical Copywork November 2007 Contest and the First Snow November 2007 Contest running from November 1, 2007, to November 30, 2007. You must be 18 years of age or older and follow all rules to participate. Entering the contest constitutes full and complete acceptance of, and a warranty that the entrant has read, understands and agrees to, all contest terms and conditions, including without limitation all of The Old Schoolhouse Magazine, LLC Contest Rules ("Official Rules") and The Old Schoolhouse Magazine Writer Guidelines
and Terms and Conditions for Submitting Queries. All Official Rules apply. Entry also constitutes full consent and unlimited permission for Company to print, publish, broadcast and use all intellectual property and personal information submitted as part of the Contest entry on the Internet and in any and all Company publications in accordance with the Rules. Entries become the sole property of Company and will not be returned. Employees and independent contractors of The Old Schoolhouse Magazine, LLC, Contest sponsors, individuals or entities furnishing Contest prizes and their family members may not participate in this contest. Company reserves the sole, discretionary right to determine contest winners and to cancel, terminate, modify, or suspend the contest or the Rules at any time with or without notice or cause, subject to applicable law. See Official Rules for details.
No purchase necessary. Void where prohibited by law.

For a full copy of the Official Rules, please send a self-addressed, stamped envelope to The Old Schoolhouse Magazine: Official Rules Request, PO Box 8426, Gray, TN 37615.

Schoolhouse Spotlight
Dena Wood, Schoolhouse Store Manager
The Choreorganizer
Chores and allowance usually go hand in hand.  Here are a couple items to help you get your kids doing chores!
 
The Choreorganizer - The time to get children involved in helping out around the house begins long before they are able to read. And even children who can read have been known to walk past their
assigned chores without taking notice. Choreganizers help children of all ages remember which chores they have to do, and which chores are already done. And with the unique Chore Store, Mom Money & Dad Dollars, children have a tangible goal to work toward and parent have a great way to say, "Thanks for helping."

Clean N' Flip Zone & Room Cleaning Combo - No more vague and overwhelming instructions to "clean your room". This heavy-duty laminated chart allows children to check off tasks as completed and leaves room for mom to add extra daily zone tasks.

While you are at the Store, be sure to check out our Summer 2007 issue of The Old Schoolhouse Magazine for an article on chores and homeschooling.

~Dena
Ruth Beechick It's Just Common Sense
Ruth Beechick, Curriculum Specialist

Allowances? Either you do them or you don't. I don't. Growing up in the Great Depression, we never thought of allowances. At the lake: "Daddy, may I have a nickel for cotton candy?"

"No, cotton candy is mostly air."
"But it's only a nickel."
"Well, I don't have a nickel."

Later we children picked berries and earned money, but we didn't spend it on airy cotton candy. We had to buy clothes. Or fabric to make clothes that cost much less.

So what would an allowance have taught me? That spending money arrived regularly and I could budget some of it for cotton candy? Not receiving an allowance taught me many frugal ways. I think I can handle money as well as anybody who received an allowance. It doesn't take years of placing coins in a tithing jar to learn what tithing is all about. Same for the rest of budgeting.

That's a few points on my "don't" side. I'll leave it to the other writers to argue the "do" side.

--Ruth

The Familyman The Familyman
Todd Wilson, Familyman Ministries


I'm all for allowances. I think husbands should get a few bucks a week to blow on Starbucks, Coke machines, and the occasional Dunkin' Donuts. Oh, oops, my wife just said this article is supposed to be about allowances for children, not husbands.

In that case, you've got to be kidding. My children already get everything FREE. I pay for their food, clothes, and the occasional bag of candy when we run to Menard's. Why would I want to give them more money just for pulling their own weight around the house?

We're a family. We work together for the good of the family, enjoying the benefits of our teamwork. I don't get extra money for taking out the trash, and they shouldn't either just for throwing their underwear in the clothes hamper instead of leaving them on the floor.

We need each other, and I make it clear at our house that everyone has a vital role to play. I want the motivation for cleaning up the schoolroom to be a willingness to serve, not a chunk of change at the end of the week.

That said, I do believe in letting our kids enjoy the fruit of their labors. From time to time, we do have extra projects (beyond normal chores) that I pay the children for doing. I want them to learn how to manage money, that hard work has rewards, and that they can enjoy the benefits of work, not only by spending but also by giving to others.

That's different than allowances...I think.

Still, I could use a couple of bucks a week.

Be Real,
Todd

PS - As my son, Abe (6) reminded me this morning, "Only 29 days 'til Christmas."

 
 
Jamin!Homeschool Freebies
Jamin!, Freebie Finder

I am a big believer in allowances! We start our children on an allowance at the age of 3. They get $1 a week for each year old they are. We figure if you don't have any money how can you learn to manage it? 

One thing I LOVE about our allowance system is that my kids NEVER ask me to buy them anything. Of course we supply their basic needs - food, clothing, shelter, etc...,  but when it comes to things they want, they have to save up for them! They completely understand the system and know that the only toys they will get from Mom and Dad will be on their birthdays or Christmas. My oldest son is 13 and I can tell you this system works!  Sometimes I have to borrow money from him!  LOL

Here are some great free resources  I found online to help you make decisions about allowance for your children:

The allowance calculator helps you to calculate how much to pay your kids.  Allows you to put in what they are currently getting and what you got at their age.  Calculates what kind of purchasing power they have compared to what you had as a child. This is a fun tool!

PayJr is an online chore chart connected to a debit card.  You are able to track their chores online and they get rewarded for completing them.

Values Driven Family even has a downloadable chore chart that you can edit and decorate with clip art.

Happy Homeschooling!

~Jamin
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Visit www.NotebookingPages.com for lots of FREE and affordable notebooking pages perfect for notebooking, copywork, unit studies, narrations, and more! Great for any subject, activity, or style of homeschooling!  Find an assortment of FREE homeschooling charts, printables, tips, and ideas too!  Visit the online store for $5 free to new customers.

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Children learn Spanish online, one-on-one, in real time, in our virtual classroom. Learn more online at: www.SpanishLuna.com/TheOldSchoolhouseMagazine.html or call 201-984-9200.

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